Overview

• The national average loading factor reached 40 percent in Q1 2025, up from 31 percent in 2019.
• Mumbai Metropolitan Region recorded the highest loading at 43 percent, while Chennai had the lowest among major cities at 36 percent.
• Bengaluru saw the steepest rise, with loading climbing from 30 percent to 41 percent over seven years.
• Homebuyers now effectively finance 40 percent of super-built-up space on shared facilities, leaving 60 percent as liveable carpet area.
• RERA requires developers to disclose carpet area but imposes no cap on loading, and most buyers outside Maharashtra remain unaware of how much common space they pay for.