Overview
- Aon expanded its Data Center Lifecycle Insurance Program to $5 billion on Monday, July 20, 2026, marking the latest increase after prior uplifts that grew the product from its mid-2025 $1.5 billion launch to $3.5 billion earlier this year.
- The $5 billion facility covers Construction All Risks, Delay in Start-Up, property damage and business interruption for large data center builds and operations with single-program capacity backed by A-rated insurers including Lloyd’s.
- The package adds explicit caps for other exposures, including up to $200 million in third-party liability outside the U.S., $100 million of U.S. liability, $400 million of cyber and technology E&O, $500 million for project cargo and as much as $1 billion of terrorism capacity.
- Aon folded expanded advisory and risk-engineering services into DCLP through Aon Global Risk Consulting so clients receive climate, environmental, security and operational resilience advice early in design to reduce transition risk and support financing.
- The move responds to fast-growing demand from AI, cloud and hyperscale operators for large, coordinated insurance and advisory solutions and could speed project bankability, lower coverage gaps from multiple policies, and ease capital deployment for developers and operators.