Overview
- AOK Bayern’s board recommends keeping its 2026 contribution rate at 17.29%, with a final decision due on December 19, and notes this is below the Health Ministry’s 17.5% average.
- Several large funds including AOK Plus, Barmer, and IKK classic say they do not plan 2026 increases, while TK chief Jens Baas, DAK’s Andreas Storm, and the BKK warn many insurers may still adjust rates to rebuild reserves.
- Official GKV projections foresee the average rate rising to about 19.1% by 2030 and 22.7% by 2040 without reforms.
- Research cited by journalists estimates insurers cover roughly €58 billion in insurance‑external benefits each year versus €14.5 billion in federal subsidies, as funds propose a €50 billion savings package and AOK Bayern urges a short‑term €2 billion measure.
- Reporting says the statutory additional contribution is set to rise by 0.4 points to 2.9% in 2026, and the GKV has filed lawsuits over Bürgergeld health coverage that it says leaves funds with around €10 billion annually.