Overview
- ANSES finalized the end-of-year package: December indexation of about 2.3%, the half-year aguinaldo, and the extraordinary $70,000 refuerzo for eligible retirees and pensioners.
- Payments are brought forward and staggered by DNI, with minimum-benefit and PNC/PUAM credits starting around December 9 and higher-benefit dates running through late December so funds arrive before Christmas.
- Under the CPI-based rule in Decree 274/2024, the minimum benefit rises to roughly $340,755 in December; with an aguinaldo near $170,000 plus the full bonus, a minimum retiree’s total is about ARS 580,000.
- The refuerzo remains nominally frozen at $70,000 and, per the November 20 modality change, is paid in full at the minimum, proportional above the minimum, and excluded once the income cap is exceeded.
- Deposits are automatic and the aguinaldo is calculated on the best monthly haber of the second semester, with the bonus not included in that calculation.