Overview

• After failing multiple entrance exams and facing over 45 job rejections, he started his career in 2013 earning just ₹7,000 per month
• Advised to treat savings like rent and avoid credit cards, he tracked every rupee, lived frugally and built a disciplined financial routine
• He first invested in tax-saving fixed deposits at 8.75% before moving into SIPs and stocks that yielded returns between 50% and 300% over five years
• In 2018 he bought a Noida flat with a ₹55–60 lakh home loan backed by a ₹7 lakh family down payment and accelerated repayments with extra EMIs and bonuses
• By July 2025 he had repaid 75%–80% of more than ₹1 crore in loans while retaining some for tax exemptions, and his Reddit post inspired thousands even as some questioned its authenticity