Overview
- XRP traded near $2.15 in early January 2026 after setting a 2025 high of $3.65.
- XRPL’s EVM sidechain, launched mid-2025, shows limited use with under $50,000 in TVL and just $38 in chain revenue on Jan. 7.
- Multiple reports outline a $3 price target for 2026 as a projection, with gains expected to unfold gradually rather than in a single surge.
- Ripple broadened its footprint in 2025 with acquisitions including prime broker Hidden Road, a custody firm, and a payments platform, and it launched the Ripple USD stablecoin.
- The company is reportedly pursuing a U.S. national bank charter and a Federal Reserve master account, while some digital asset treasury firms are expected to keep buying XRP through 2026.