Particle.news
Download on the App Store

Analyst Favors XRP Over Zcash as Fintech Bet, Citing Ripple’s New $1.2 Billion Stablecoin

An analyst argues bank-friendly features plus a growing stablecoin underpin XRP’s advantage through 2027.

Overview

  • The coverage contrasts XRP’s payments-focused role on the XRP Ledger with Zcash’s privacy-oriented, Bitcoin-like design serving a different investor niche.
  • Ripple’s RLUSD dollar stablecoin is newly highlighted with a cited market cap of about $1.2 billion and is positioned for cross-border payments, treasury use, and RWA collateral.
  • The XRPL’s compliance tooling—such as issuer controls to restrict holders and the ability to halt suspicious accounts—is presented as critical for institutional adoption.
  • A Yahoo Finance columnist predicts XRP will be the best fintech coin to buy with $2,000 by 2027, framing the call as an opinion based on utility and ecosystem growth.
  • The articles describe Zcash as capped at 21 million coins with proof-of-work and zk-SNARK-enabled private transactions, while asserting that only one of the two assets currently has a clearer regulatory profile.