Overview

• The Platinum Card is advertising as high as 175,000 Membership Rewards points after $8,000 in purchases within six months, with offers varying by applicant.
• The Business Platinum is offering 200,000 points after $20,000 in purchases within three months, with occasional larger targeted deals reported but not publicly linked.
• Both cards carry a $895 annual fee and include extensive perks such as Centurion Lounge, Delta Sky Club and Priority Pass access, plus hotel and rental car elite status.
• Recent refreshes added notable credits, including up to $600 per year in hotel credits on both cards, and on the personal Platinum up to $400 per year in Resy dining credits.
• Eligibility follows Amex’s once‑per‑lifetime rule on each product, and Business Platinum holders can unlock elevated Pay With Points airfare value reported up to about 1.54 cents per point.