Overview
- Fidelity reports 64% of respondents plan a financial resolution for 2026, up eight points from last year.
- Allianz finds 48% feel more financially stressed at year end than at the start, an increase from 43% a year earlier.
- Top targets echo last year’s patterns, with saving more, paying down debt, and curbing spending leading consumers’ priorities.
- Experts recommend SMART goals, a 90‑day spending review, automated transfers, prioritizing emergency funds, and tackling high‑interest balances first.
- Policy updates raise 2026 limits to $24,500 for 401(k)/403(b)/457 plans with an $8,000 catch‑up ($11,250 at ages 60–63) and set IRA contributions at $7,500 with a $1,100 catch‑up.