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Alibaba to Pilot Tokenized B2B Payments With JPMorgan Tech in December

The company says bank‑backed digital deposits on Kinexys rails will make cross‑border settlement near‑instant for global trade participants.

Overview

  • Alibaba confirmed a corridor‑focused rollout by the end of December 2025, shifting portions of its B2B payment traffic onto the new rail.
  • The system will use tokenized USD and EUR backed 1:1 by regulated deposits and run on JPMorgan’s Kinexys private blockchain infrastructure.
  • Instant settlement between participating banks is intended to replace the typical 48–72 hour delays in cross‑border trade payments.
  • Alibaba is integrating Agentic Pay to turn buyer‑supplier chats into binding contracts and to automate settlement, fund release, and dispute handling.
  • Analysts say a successful pilot could reach billions in annual settlement volume and influence how banks and governments approach digital money.