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Alibaba Taps JPMorgan to Pilot Tokenized B2B Payments by December

Bank‑issued digital dollars and euros aim to turn multi‑day cross‑border settlement into near‑instant transfers.

Overview

  • Alibaba.com president Kuo Zhang confirmed the project and said the company is targeting an initial rollout by the end of December.
  • The rail will run on JPMorgan’s tokenization stack (Kinexys/JPMD), using regulated deposit tokens rather than non‑bank stablecoins.
  • Early corridors will prioritize USD and EUR flows across Alibaba’s $35 billion B2B network to improve cash flow predictability for exporters and buyers.
  • Alibaba’s Agentic Pay will layer AI‑driven smart contracts to automate invoices, conditional fund release, and dispute handling.
  • Wider adoption depends on participant onboarding and regulatory clearance, with analysts suggesting volumes could reach billions annually if pilots succeed.