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Alibaba Confirms December Pilot of Tokenized B2B Payments Built on JPMorgan Tech

Bank‑issued dollar and euro deposit tokens provide faster cross‑border settlement within China’s stricter framework for private stablecoins.

Overview

  • Kuo Zhang, president of Alibaba.com, said the platform will use tokenized USD and EUR deposits rather than privately issued stablecoins to settle international B2B transactions.
  • The new rail leverages JPMorgan’s Kinexys/JPMD tokenization infrastructure to move funds on blockchain-based rails with fewer intermediaries.
  • Alibaba will deploy its Agentic Pay system to turn buyer–supplier chats into AI-generated agreements that trigger automated release and settlement of funds.
  • The company targets a December pilot across high‑volume supplier corridors with the goal of removing the typical 48–72 hour delays in cross‑border payments.
  • The approach is framed for regulatory clarity after Beijing’s clampdown on private stablecoins, with Zhang indicating stablecoins could be evaluated later.