Overview
- AIB reduced all non‑green fixed mortgage rates, including a 0.65 percentage‑point cut to its five‑year fixed option.
- The reductions take effect on 24 October for new borrowers and existing customers coming off fixed deals or switching from variable rates.
- EBS lowered its green four‑year fixed rate by 0.35 points, and Haven cut selected non‑green rates by up to 0.35 points.
- AIB said the changes could benefit tens of thousands of customers, with an example showing about €106 in monthly savings on a €300,000 loan.
- Brokers said the pricing now better matches competitors after higher charges for non‑green loans, noting many homes do not qualify for green rates.