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AI Trading Agents Reshape Investing as Quant Funds Outpace Retail Traders

Experts say the edge now lies in choosing, then overseeing, trading agents to build resilience against AI-related job disruption.

Overview

  • New reports detail always‑on AI systems that execute strategies and handle risk with minimal oversight across stock and crypto markets.
  • Ningbo’s High‑Flyer disclosed a 52.55% average return in 2025, underscoring the performance edge of AI‑driven quant funds.
  • By comparison, 84% of first‑year retail crypto traders lost money, a gap tied to human errors such as panic selling that agents avoid.
  • Adoption remains uneven, with about 19% globally using AI tools for portfolios and roughly 39% of UK respondents using AI for future planning.
  • Analysts recommend a managerial approach—selecting agents, setting objectives and controls, and monitoring performance—amid Goldman Sachs’ layoff warnings and recent market jitters tied to a Citrini Research scenario.