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AI Push Could Eliminate Over 200,000 European Banking Jobs by 2030

Banks cite roughly 30% productivity gains to accelerate automation of back-office work.

Overview

  • The projection, drawn from a Morgan Stanley analysis reported by the Financial Times, equates to about 10% of staff across 35 major European banks.
  • Lenders are streamlining operations as customers shift to digital channels and branch networks shrink.
  • ABN Amro plans to cut around 20% of its workforce by 2028 as part of its transformation programme.
  • Société Générale’s chief executive signaled sweeping openness to change, saying that nothing is sacred.
  • In the United States, Goldman Sachs warned of job cuts and a hiring freeze through 2025 under its OneGS 3.0 AI restructuring, and a senior JPMorgan executive cautioned that eliminating junior roles too quickly could erode core skills.