Overview

• A net salary of €1,250 per month in Toledo covers essential costs, while €1,500 to €1,800 allows for savings and leisure
• In Gipuzkoa, €1,500 net meets basic needs and €1,800–€2,200 supports discretionary spending in a region with €2,188 average net wages
• Guadalajara requires €1,417 net monthly for core expenses and €1,650 for additional savings or discretionary outlays
• Analyses assume housing consumes 30–40% of income and factor in rent, utilities, food, transport and incidentals
• Rapid AVE links to Madrid and lower living costs are drawing residents from pricier hubs like Barcelona and San Sebastián