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2mo ago

Agirc‑Arrco Talks Collapse, Leaving 14 Million Without November Pension Increase

Employer negotiators cited reform uncertainty alongside reserve constraints, leaving the 2025 revaluation at zero.

Photo : Formulaire de demande de retraite complémentaire Agirc-Arrco. Cette dernière annonce le 17 octobre 2025 qu’il n’y aura pas de revalorisation pour les pensions complémentaires du privé cette année.
Faute d’accord entre patronat et syndicats, les retraites complémentaires Agirc-Arrco ne seront pas revalorisées au 1er novembre 2025.
Les locaux de l'Agirc-Arrco, l'organisme qui gère les retraites des ex-salariés du privé, à Paris, le 6 janvier 2023.
Quatorze millions de retraités, ex-salariés du privé, ne verront pas leur pension complémentaire revalorisée en novembre. Le résultat de l'échec des discussions entre les partenaires sociaux.

Overview

  • Agirc‑Arrco confirmed there will be no revalorisation of private‑sector complementary pensions on 1 November 2025, affecting about 14 million retirees.
  • After tense sessions of the board and a parity commission on 17 October, no agreement was reached, and the value of the Agirc‑Arrco point will also stay unchanged on 1 January 2026.
  • Employer organizations held to a 0.2% increase while unions sought up to 1% before lowering to 0.8%, with neither side yielding.
  • A 2023 pact requires subtracting 0.4 point from inflation, creating a 0.2%–1% band for 2025 and enforcing a rule to maintain at least six months of pension payments in reserves.
  • Employer groups pointed to uncertainty from the government’s suspension of the pension reform and broader fiscal strains, while unions argued that reserves of roughly €85–86 billion made at least 0.6% feasible and blamed employer obstinacy for the stalemate.