Overview

• Law N.º 32445 authorizes a voluntary withdrawal of up to 4 UIT (S/21,400) from AFP accounts for all affiliates.
• The SBS has 30 calendar days from the law’s entry into force to issue the operating procedure that will define how to apply and the payment calendar.
• No official application link has been launched and authorities warn of fraudulent sites, urging users to rely only on SBS or AFP portals.
• Withdrawals will be disbursed in up to four installments of up to 1 UIT each with 30‑day intervals, as set by the statute.
• Local outlets estimate first payouts could start in early November once the regulation is released and the unified portal goes live.