Overview

• Gold allocations among affluent Indians have risen from 8% to 15% over the past year, marking the largest shift in their portfolios.
• Allocations to alternative assets including hedge funds, private equity and cryptocurrencies have more than doubled, with Gen Z investors leading the surge.
• Average cash holdings have fallen to just 15%, the smallest proportion among Asian markets as investors seek higher returns.
• Forty percent of affluent individuals plan to increase overseas exposure over the next 12 months, with the United States, United Arab Emirates and Singapore as prime targets.
• Property investment, support for family needs and saving for personal well-being remain the top three financial priorities as confidence in meeting goals across all time horizons stays high.