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Affluent Indians Accelerate Diversification into Gold, Alternatives and Global Markets

Affluent Indians are targeting long-term growth overseas through managed solutions fueled by alternative assets.

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Stocks, gold, mutual funds: Where are wealthy Indians investing? HSBC decodes

Overview

  • Gold allocations among affluent Indians have risen from 8% to 15% over the past year, marking the largest shift in their portfolios.
  • Allocations to alternative assets including hedge funds, private equity and cryptocurrencies have more than doubled, with Gen Z investors leading the surge.
  • Average cash holdings have fallen to just 15%, the smallest proportion among Asian markets as investors seek higher returns.
  • Forty percent of affluent individuals plan to increase overseas exposure over the next 12 months, with the United States, United Arab Emirates and Singapore as prime targets.
  • Property investment, support for family needs and saving for personal well-being remain the top three financial priorities as confidence in meeting goals across all time horizons stays high.