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Affirm Extends Amazon Partnership to 2031 as Stock Jumps on Upbeat Holiday Update

Evercore reaffirmed an outperform rating with a $95 target after the company update.

Overview

  • The renewal runs through January 2031 and keeps Affirm's buy-now-pay-later option on Amazon on terms largely consistent with the current program.
  • Shares rose about 12% on Tuesday following the contract extension and management commentary.
  • CFO Rob O’Hare reported favorable quarter-to-date trends heading into the holidays and said delinquency rates remain level.
  • O’Hare rejected third-party trackers showing weaker volumes, calling the data unreliable due to serious tracking errors.
  • Analysts expect roughly 31% year-over-year GMV growth this quarter, building on a recent swing to profitability and an international expansion that includes Shopify in the U.K.