Overview

• Emma Fairbanks admitted two counts of fraud at Minshull Street Crown Court in Manchester on July 15, 2025 and received an 18-month prison term.
• Investigators uncovered 55 illicit transactions worth around £22,000 after a customer received debt collection letters for loans opened without their knowledge.
• Fairbanks exploited her role at Lookers Skoda by using customers’ bank details to set up direct debits with the vehicle finance firm Bumper.
• Stolen funds financed holidays to New York and Dubai, designer handbags, a spa weekend and weight loss surgery as she emulated social media influencers.
• A forthcoming Proceeds of Crime hearing will quantify the total benefit she obtained from the fraudulent scheme.