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ACA Subsidy Extension Stalls as Senate Sets Vote and Premium Shock Nears

GOP infighting over alternatives—plus abortion language—has frozen talks, risking steep cost hikes and coverage losses.

Overview

  • Senate leaders plan a mid-December vote promised in the shutdown deal, but bipartisan negotiations have unraveled and the bill faces a 60‑vote hurdle.
  • The White House drafted then shelved a two‑year extension after Republican pushback, as President Trump promotes sending funds directly to consumers and hints a short‑term fix could be possible.
  • Republicans lack a unified plan, with ideas ranging from health savings accounts and direct payments to income caps and a new Republican Study Committee health package still in early stages.
  • Hyde‑style abortion restrictions have become a central sticking point, with each party rejecting the other’s position as unacceptable.
  • Independent analyses project average benchmark premiums would jump about 114% if the enhanced credits lapse and 4.2–4.8 million more people could become uninsured, even as a KFF poll shows 84% of enrollees—including roughly seven in ten Republicans—want the subsidies extended.