Overview
- The 2026 Marketplace window runs Nov. 1 to Jan. 15, with a Dec. 15 deadline for coverage starting Jan. 1.
- KFF estimates average out-of-pocket premium payments could increase about 114% if the enhanced credits lapse at year’s end.
- State filings show steep pre-subsidy increases, including Texas benchmark premiums up about 35.2% on average.
- Missouri regulators approved wide-ranging changes, from Cox Health Plans up 30.4% to a single Medica plan rising as much as 110%.
- Democrats want a subsidy extension tied to reopening the government, Republicans want funding restored before health talks, and advisers urge shoppers to compare plans carefully or wait until early December if possible.