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700Credit Breach Exposes Data of 5.8 Million as Notifications Begin Dec. 22

Early findings point to a third‑party API weakness at an integration partner.

Overview

  • A filing with the Maine Attorney General lists 5,836,521 people affected after investigators confirmed unauthorized access to systems holding personal data.
  • Exposed information may include names, addresses, dates of birth, Social Security numbers and financial account details used for identity verification and credit decisions.
  • 700Credit plans to mail letters starting Dec. 22 that include activation codes for 12 months of credit monitoring and identity restoration through TransUnion’s Cyberscout.
  • Lifehacker reports the incident traces to access through an integration partner’s API, a developing lead that 700Credit and regulators continue to investigate.
  • Law firms and state authorities urge affected individuals to consider credit freezes or fraud alerts and to monitor accounts, with dealership financing applicants among those most likely impacted.