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67 UK Bank Branches to Close by Early 2026 as Lloyds Plans Wider Cuts

Banks point to a rapid shift to mobile banking, prompting cash‑access alternatives across affected towns.

Overview

  • A total of 67 closures are scheduled from late December into early 2026, with 10 shutting before year‑end including six NatWest sites and four from Santander, and outlets published full location-and-date lists.
  • Lloyds Banking Group is reported to close 71 branches in 2026 across Lloyds, Halifax and Bank of Scotland, with the first closures due from January 1.
  • Banks cite declining in‑branch use driven by digital uptake, with Lloyds saying over 21 million customers use its apps and pointing customers to Post Office counters, banking hubs, PayPoint and remaining group branches.
  • Lloyds is rolling out Community Bankers for areas losing local sites, and NatWest says many 2026 closures will remain open until a local Banking Hub is established.
  • HSBC has pledged to keep all 327 branches open until at least 2027 and to invest £55.8 million in 2026, while Nationwide has promised to keep 696 branches open until at least 2030 as Which? warns of impacts on cash access and vulnerable customers.