Overview

• Government responses confirm that 4.6 million full-time workers earn less than €2,750 gross per month, placing them at risk of future pensions below the poverty threshold.
• Approximately 9.2 million employees, or 40 percent of the full-time workforce, receive wages under €3,500 gross per month, effectively guaranteeing low pension entitlements.
• An analysis by the Ersatzkassenverband reports average out-of-pocket nursing home fees have surpassed €3,108 per month for first-year residents due to rising personnel and living costs.
• Regional disparities show nursing home charges are highest in Bremen at €3,449 per month and lowest in Saxony-Anhalt at €2,595.
• Social associations and opposition parties are demanding a broad wage increase, caps on care costs and a revamp of the nursing insurance system as a federal–state working group prepares reform proposals by year-end.