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2026 Welfare Overhaul Sets UC Rise and Health Element Cut, With Fiscal Drag Warning

Independent analysis flags fiscal drag that erodes real pay for many mid‑earners even as state payments are uprated.

Overview

  • The Department for Work and Pensions confirmed Universal Credit standard allowances will rise by just over 6% from April, for example from £400.14 to £424.90 a month for single adults aged 25 and over.
  • From April, the LCWRA health element will be roughly halved for most new claimants to about £217 a month and then frozen to 2029/30, with a protected cohort of existing recipients and those with severe or terminal conditions exempted and uprated.
  • Working‑age and disability benefits will increase by 3.8% and the State Pension by 4.8% from early April, with new weekly and monthly rates set out by DWP.
  • The two‑child limit will be removed at the start of the 2026/27 financial year and the final legacy benefits, including Income Support and income‑based JSA, will close on 1 April as migration to Universal Credit completes.
  • The Centre for Policy Studies estimates a worker on £50,000 will be about £505 worse off in real terms by 2030/31 due to frozen tax thresholds, while pensioners gain at least £306 and standard‑rate Universal Credit recipients about £290 in real terms.