Overview
- New estimates from Mary Johnson and the Senior Citizens League place the 2026 adjustment near 2.7%–2.8%, adding roughly $52–$55 to average monthly checks.
- The Social Security Administration will set the official figure on October 15 after the Bureau of Labor Statistics releases the September CPI‑W, with changes beginning in January 2026.
- August consumer prices rose 2.9% year over year and the CPI‑W increased 2.8%, pushing projections slightly higher than last month.
- Medicare Trustees expect the standard Part B premium to rise $21.50 to $206.50, and less restrictive Part D rules could allow larger premium increases, potentially offsetting much of the COLA.
- Separately, the Social Security Administration will stop mailing paper checks to nearly 400,000 recipients on September 30 unless they obtain a waiver, shifting payments to direct deposit or prepaid cards.