Overview
- The 2.8% adjustment takes effect for SSI in December 2025 and for most beneficiaries in January 2026, adding about $56 to the average check.
- Democrats’ Social Security Emergency Inflation Relief Act would add $200 per month from January through July 2026 if passed, with payments also covering SSI, railroad retirement and veterans’ benefits and treated as tax-free.
- The Social Security Administration says monthly payments remain on schedule during the shutdown and has published the 2026 calendar with staggered dates tied to birthdays.
- For 2026, SSA data show a maximum monthly benefit of $5,251 for those already at the cap, while new claimants in 2026 can receive up to $5,181 by filing at age 70.
- Medicare Part B premiums are reported at $206.50 a month for 2026, a $21.50 increase that could reduce net gains from the COLA.