2025 Social Security COLA Estimate Drops Amid Cooling Inflation

Retirees and disabled beneficiaries face financial strain as cost-of-living adjustment projections decrease.

The 2025 Social Security cost-of-living adjustment (COLA) is now estimated at 2.7%, down from earlier predictions of 3%.
Inflation has cooled, with the consumer price index rising just 3% in June, contributing to the lower COLA estimate.
Essential costs like food, shelter, and medical services continue to rise faster than overall inflation, impacting fixed-income recipients.
Over a third of retirees have resorted to food pantries or food stamps in the past year due to financial pressures.
The Social Security Administration will officially announce the final COLA adjustment in October.