Overview

• Workers must earn €50,493 gross this year to secure one full Entgeltpunkt, an increase of over 11 percent from 2024.
• Deutsche Rentenversicherung’s recalculation sets the annual value of a pension point at about €9,392 based on the 18.6 percent contribution rate.
• Men in Baden-Württemberg receive the highest average pensions at €1,553 monthly, while those in West Berlin draw the lowest at €1,263.
• Women in East Berlin top the pension chart with €1,374 per month compared with just €797 in Saarland.
• Pension levels depend on individuals’ entire contribution records, leading advisers to urge both current and future retirees to verify their histories and consider buying additional points