Guaranteed Rate Companies, doing business as Rate, is an American residential mortgage company headquartered in Chicago, Illinois. Founded in 2000 by Victor Ciardelli, the company had $55 billion in funded volume in 2022, down 25% since 2020. As of 2021, the company had more than 10,000 employees and more than 850 offices nationwide with locations in 50 states. As of 2024, the company has shrunk to fewer than 5,500 employees.
